Category Archives: Uncategorized

Why an Independent Agent?

Why an Independent Agent?

Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value.

With some agencies, you get one insurance company that sells one brand of insurance. With an independent insurance agency like the Insurance Center of Milwaukee you get choices.

Why? Because independent insurance agencies, like Insurance Center of Milwaukee, represent a number of different insurance companies to compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Metro Milwaukee community, and we’re committed to doing business face-to-face and being your advocate in times of need.

Serving Oak Creek, Franklin, New Berlin, Shorewood, West Allis, Greenfield, Greendale, Cudahy, South Milwaukee, Hales Corners, etc. – all of Southeastern Wisconsin.  Here are a few reasons why the Insurance Center of Milwaukee should be your first and last stop when looking for insurance.

  • We work for you when you have a claim.
  • We are not stuck with any one company. This means you don’t have to change agencies as your insurance and service needs change.
  • We are your consultants, working with you as you determine your needs.
  • We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.
  • We offer one-stop shopping for a full range of products, including home, renters, auto, motorcycle, business, and life insurance.
  • We can review your coverage to keep up with your changing insurance needs.
  • We are committed to customer satisfaction – it’s the key to our livelihood.
  • We treat you like a person, not a number.
  • We are licensed professionals with strong customer and community ties.

There is a difference in insurance agencies. To find out how our independent insurance agency can help you find the right insurance coverage, please give us a call today at 414-744-6614.

Should I Purchase Umbrella Insurance?

Do I need Umbrella Coverage?

In today’s economy, everyone is pinching pennies.  So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered?

Unfortunately, we live in a world of lawsuits.  Large damages can be awarded and have long-term financial impact.  Those lawsuits can come from unlikely sources, such as our children or our furry friends.

For instance, Herschel is a much-loved, rather timid labradoodle who enjoys taking naps on the driveway while his owner mows the lawn.  Herschel watched as his neighbor, a 39 year old man, showed off his rollerblading skills to his kids.  The man wiped out on the sidewalk in front of Herschel’s house and broke his leg.  He required surgery, costing around $35,000 in medical costs and $18,000 in lost wages.

Fair or not, the man brought a lawsuit against Herschel’s owner, suing for $220,000 in damages.  He alleged that Herschel had caused the accident by getting in his way.  However, Herschel’s owner was lucky–a jury vindicated Herschel. Lawsuits such as these can easily exceed the limits on a homeowner’s policy, leaving the insured responsible for the remainder.  An umbrella policy would prevent that by providing an extra $1 million to $5 million in coverage, depending on the limit that you select.

There are numerous ways to have a liability claim.   According to the Center for Disease Control and Prevention, 4.7 million people are bitten by dogs each year, with half of those occurring on the owner’s property.  Children can mistakenly hurt someone on the playground or you could be in a bad car accident.  All are potential claims.

Do you need an umbrella policy?  Only you know the value of your assets that you want to protect.

Protect what you love!  Call us to talk about your umbrella options today at 414-744-6614!

Mother’s Day

Celebrating mothers

 As the second Sunday of May nears, it’s time to think of ways to celebrate mothers. Of course, that’s a worthy pursuit at any time of year!

At the Insurance Center of Milwaukee, we thought it would be fun to provide a little history of Mother’s Day, as well as a few ideas to honor the special women in all of our lives.

Ancient beginnings

According to MothersDayCentral.com, the ancient Egyptians held an annual festival to honor “the mother of the pharaohs” – the goddess Isis.  This is one of the earliest historical records of a society celebrating a mother.

Mother’s Day in the U.S.

In 1908, Anna Jarvis of West Virginia, decided she wanted to accomplish her mother’s dream of a celebration of all mothers.  By 1909, more than 40 states were holding Mother’s Day services – even though it was not a national holiday.  In 1912, according to Wikipedia, West Virginia was the first state to officially observe Mother’s Day.  Jarvis continued to promote the day until President Woodrow Wilson made it an official national holiday in 1914.

She later regretted creating the holiday, believing that it had become too commercialized.

Enough with the history – where are the gift ideas?

At the Insurance Center of Milwaukee, we know you might have more urgent concerns on your mind, like last-minute shopping, so here are the most popular Mother’s Day gifts, according to MothersDayCentral.com:

Flowers, Gift baskets, Personalized gifts, Jewelry, Perfume, Spa gifts, Magazines

Of course, the BEST gift of all is getting in touch and letting the moms in your life know just how much they mean to you.  Oh, and don’t forget, if you get jewelry for your mom, remind her to get it insured!  Happy Mother’s Day!