Monthly Archives: July 2015

Check for Storm Damage

How to Check Your Property for Damage After a Storm

 When a big storm hits in Franklin, New Berlin, Milwaukee, etc. you hunker down inside, relying on your home to protect you and your family. Once that storm passes, it’s time to repay the favor — identifying damage and protecting your home from further issues.

The National Storm Damage Center has a number of resources and tips for homeowners. Here are three major things the agency (and the agents at Insurance Center of Milwaukee) – recommends you check after a storm:

1. Your roof: If you see missing shingles on your roof or if you notice leaking inside or out, it’s a good idea to have a qualified inspector come assess the situation.

2. Your exterior: Aluminum/Vinyl siding, brick and stucco are all vulnerable to storm damage. You’ll want to look for cracking, chipping or dings in the siding, and for holes in stucco. Look closely and at different times of the day. Some homeowners don’t notice damage until it’s too late to file a claim, and different lighting can reveal damage you didn’t see before.

3. Trees: According to the National Storm Damage Center, fallen trees and limbs cause more than $1 billion in damage annually. Check roofs, vehicles, fences, etc. for fallen limbs that may have caused damage or could pose a risk. Clean up what you are safely able to clean and rely on a reputable tree removal service to handle the rest. Depending on the circumstances, your homeowners insurance policy may help with tree removal and damage repair costs – if you experience a covered loss, that is.

A few more helpful tips:

Keep trees well maintained and trimmed. Keep limbs a safe distance from your home.

Know your insurance. Take a look at your policy so you know what’s covered, what your limits and deductibles are, etc. This will prevent any surprises during the claims process.

Take pictures. Photographs can help you show the cause and extent of any storm damage that occurs.

Of course, if you’ve suffered damage from a major storm, don’t hesitate to call us at the Insurance Center of Milwaukee at 414-744-6614 for help with an insurance claim or with finding a professional property inspector.

Avoid Parking Lot Accidents

5 Ways to Avoid Parking Lot Fender Benders in the Metro Milwaukee area

We love the convenience of parking lots in front of our favorite stores in Oak Creek, New Berlin, Shorewood, Milwaukee, etc., but they can be hazardous places.  When people are driving too fast, backing out of spots without looking, and cutting across the parking lot.

That behavior just so happens to be the cause of many a door ding and irritated driver. Even worse, careless behavior can cause a collision or injury. Let’s all slow down and follow these five tips to make parking lots safer for everyone:

  1. Don’t Speed
    Speeding decreases the amount of time you have to react when a child runs out in front of you, another driver stops suddenly, or a car begins backing out unexpectedly. Is a collision – or even a fatality – really worth the price of getting to your destination 30 seconds sooner?
  2. Use Your Eyes – and Mirrors and Cameras
    Lookout for perils at all times, even if the lot seems empty. When you’re pulling into a spot, watch for doors being opened. When backing out, look all around, in your mirrors and in your rear-view camera, and proceed slowly.
  3. Give Yourself – and Others – Some Space
    Parking in between the lines and in a spot sized for your vehicle may help to minimize dings and scratches. Better yet, park in a less-crowded area of the parking lot and enjoy the extra stroll into the store – just don’t park where you feel unsafe. Always park away from stray carts.
  4. Expect the Unexpected
    Assume things will happen. That someone will dart out in front of you or that someone backing out of his/her spot won’t see you backing out of yours. When you’re on guard, you’re better prepared for those who aren’t.
  5. Be Respectful
    A little kindness goes a long way in a parking lot. So stop for pedestrians, don’t cause traffic jams waiting for a spot and, above all, don’t lose your cool.

Remember, stay alert! Many times the slow speed of a parking lot will cause people to pay less attention and to start multi-tasking while driving.   If you’re actually watching for dangers, you have a better chance of avoiding them. Call us, 414-744-6614, at the Insurance Center of Milwaukee to make sure you are properly protected before an incident does occur.