Monthly Archives: May 2015

Protection during a Hailstorm

Staying safe on the road during a hailstorm

It may sound surprising, but there are approximately 3,000 hailstorms in the United States each year. The size of hail can widely vary – from pea size to softball size. When it starts building up size, hail can cause severe damage to your dwelling, vehicle damage, bodily harm, and even death. On average, each year hailstorms cause over $1 billion in damage to property, approximately 1,500 injuries, and 80 deaths.  Hail is a main driver of homeowners insurance rates in Wisconsin as well.

One of the most frightening places to be during a hailstorm is on the road in your car. Obviously your vehicle is at great risk of damage, but even more importantly, you are in danger in the event you can’t see well enough to drive or your windows are broken by the power of the storm.

At the Insurance Center of Milwaukee, we want to ensure you, your loved ones, and your vehicles stay safe this hail season. Here are some pointers for navigating a hailstorm while on the roads in in Southeastern Wisconsin.

 

  • Make sure you have a blanket in your car at all times. It can help protect you from glass injuries in the event the hail breaks your windows or windshield.
  • Turn on your low-beam headlights, and slow down.
  • Make sure you have more distance than usual in front of you so you have ample space to brake if necessary.
  • Turn on the local weather radio station to stay apprised of the status of storms.
  • If there is enough space on the shoulder of the road, pull over.
  • If there is a covered shelter to pull underneath, do so; this will reduce the damage sustained by your vehicle.

At the Insurance Center of Milwaukee, we hope you stay hailstorm-free this season! 

 Contact Us!

 At the Insurance Center of Milwaukee, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 414-744-6614 or send us a note at info@InsuranceCenterMilwaukee.com and we will get quotes, from the 12 insurance companies that we have available, tailored for your needs. We want to help you meet your goals, and make sure what’s important to you is protected!

College Graduation – Insurance Tips

Protect your college grad with the right insurance

College graduation is an exciting time for students and their parents alike.  While the graduate is focused on job offers and first-job jitters, it’s a time of major transitions and it’s essential to prepare for what comes next.

One area new college graduates need to address is insurance.  At the Insurance Center of Milwaukee, we know insurance can be a confusing topic.  We also know that seemingly small missed details can result in very large losses.  We want to ensure your college graduate is protected before heading out into the real world, so we have compiled the following pointers.

 

  • Review your family’s current insurance. The first step when considering insurance for your new graduate is evaluating the coverage you have currently.  Make an appointment with your agent, who can advise on whether it’s appropriate given the pending changes, and whether it will cover your son or daughter.
  • Know the law. Most states require drivers to have auto insurance, and most of those have minimum policy limit requirements.  Consult with your agent, to make sure they are covered adequately.
  • Read your lease. Many apartment, condominium and home rental properties require tenants to maintain renter’s insurance, which covers the contents of the home in the event of a robbery, fire, liability claim, or specified other losses. Make sure you know the terms of your son or daughter’s new lease.
  • Don’t end up liable. Any renter or owner is exposed to liability risk. To ensure there is adequate coverage in the event someone gets injured on your son or daughter’s property, speak with your agent about liability insurance.
  • Don’t gamble! Never go without. It’s simple: your son or daughter should always have insurance in place. Be sure to discuss with your agent what types they need.

We, at the Insurance Center of Milwaukee, congratulate you on the graduation of your daughter or son!  Please contact us with any questions at 414-744-6614.